For Creative Finance

Every deal, every strategy, automatically.

Most investors default to cash because creative analysis is hard. Rinsed runs SubTo, seller finance, novation, and lease option on every property — so you catch the deals that only work creative before someone else does.

The Gap

Where you're stuck. How Rinsed gets you unstuck.

The Problem

You can't tell if a deal works for SubTo, seller finance, or novation without spending an hour on each one. So you don't run the numbers and you miss creative deals.

With Rinsed

Rinsed's strategy engine runs every creative path on every analysis. SubTo, seller finance, wrap, novation, lease option — all evaluated, all scored, in 60 seconds.

The Problem

You default to cash because it's faster to analyze. The creative opportunities slip past — and your competitors lock them up.

With Rinsed

Cash and creative scored side-by-side on every deal. A property that's COLD for cash might be HOT for SubTo. Rinsed surfaces both.

The Problem

You don't know if the existing mortgage rate, balance, and remaining term make SubTo viable — and you don't have time to dig.

With Rinsed

Rinsed checks the underlying loan: rate, balance, remaining term, and whether the seller has the equity position SubTo needs to pencil.

Built For You

The way you actually work.

SubTo viability checks

Verifies an existing mortgage at a below-market rate (the whole point of SubTo). Models the entry fee, monthly payment, and cash flow against the existing terms.

Seller finance modeling

When the property is free and clear, seller finance often beats cash. Rinsed models the seller-as-bank scenario: down payment, terms, monthly cash flow, and your exit.

Novation analysis

If the seller wants more than the cash MAO and SubTo doesn't pencil, novation might. Rinsed evaluates whether listing on the MLS at retail would close the gap.

“Rinsed flagged a SubTo opportunity I would've passed on. Seller still had 18 years at 3.1% on a 30-year fixed — Rinsed caught it, I never would've run those numbers manually. Closed it creative, $22k assignment.”

Sarah K.

Investor · Phoenix AZ

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