For Creative Finance

See the cash path and creative path in one rinse.

Rinsed.ai helps you compare deal paths faster so you can spot when a property may be cold for cash but interesting for creative finance.

Address
Rinse Engine
Rinse Report
✓ CLEAN DEAL
ARV$312,500
Offer Range$178k–$196k
Deal Score8.7 / 10
The Gap

Where you're stuck. How Rinsed gets you unstuck.

The Problem

You can't tell if a deal works for SubTo, seller finance, or novation without spending an hour on each one. So you don't run the numbers and you miss creative deals.

With Rinsed

Rinsed's strategy engine runs every creative path on every analysis. SubTo, seller finance, wrap, novation, lease option — all evaluated, all scored, in 60 seconds.

The Problem

You default to cash because it's faster to analyze. The creative opportunities slip past — and your competitors lock them up.

With Rinsed

Cash and creative scored side-by-side on every deal. A property that's COLD for cash might be HOT for SubTo. Rinsed surfaces both.

The Problem

You don't know if the existing mortgage rate, balance, and remaining term make SubTo viable — and you don't have time to dig.

With Rinsed

Rinsed checks the underlying loan: rate, balance, remaining term, and whether the seller has the equity position SubTo needs to pencil.

Built For Your Workflow

The way you actually work.

SubTo viability checks

Verifies an existing mortgage at a below-market rate (the whole point of SubTo). Models the entry fee, monthly payment, and cash flow against the existing terms.

Seller finance modeling

When the property is free and clear, seller finance often beats cash. Rinsed models the seller-as-bank scenario: down payment, terms, monthly cash flow, and your exit.

Novation analysis

If the seller wants more than the cash MAO and SubTo doesn't pencil, novation might. Rinsed evaluates whether listing on the MLS at retail would close the gap.

The Flow

From address to offer decision.

01
Drop an address

Or upload a whole CSV list — Rinsed takes it from there.

02
The Rinse runs

Comps, ARV, rehab assumptions, risk flags, and deal score.

03
Review the report

Suggested offer range, spread, and a clear next move.

04
You make the call

Export the report, mark the decision, and move to the next one.

Rinsed.ai gives you the numbers and the report — you make the offer decision and reach out yourself. It never contacts sellers or sends offers on your behalf.

“Rinsed flagged a SubTo opportunity I would've passed on. Seller still had 18 years at 3.1% on a 30-year fixed — Rinsed caught it, I never would've run those numbers manually. Closed it creative, $22k assignment.”

Sarah K.

Investor · Phoenix AZ

Ready to rinse your first deal?

Drop an address. Get comps, ARV, rehab, risk flags, and a suggested offer range in seconds — then make your own offer decision.

Get Started Free

Free Rinses every month · No credit card required

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